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Thread: Graduate School

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Graduate School

    Oh dear, what a pickle. Mr BRS wants to go back to school as soon as I graduate. I had wanted to go to grad school, but he feels I should take a year off. Now I'm not sure what the financial aid criteria is for grad school, but I would imagine if I went out and got a real job, I wouldn't qualify anymore. If I went right away, at least my first year's financial need would be based on what I made during my last year of school. Would it be correct of me to presume it would be better to go right away? I don't want to be THE reason Mr BRS doesn't got back to school though.

    Another question... what about my student loans? If I don't go to grad school right away, that would mean I would have to start paying on them. Would they become deferred again when I did go to grad school even if it is a year or two down the line?

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    *Moderator* vuittongirlxoxo's Avatar
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    Default Re: Graduate School

    Is there a reason why you guys both can't go to school at the same time? I think it would be in your best interest to go to grad school as soon as you finish up with your under graduate work, especially because of the financial aid situation. As far as the student loans go, I think if you were to put school on hold for a year and start working you would have to start paying them, but I am pretty sure you could defer them once you went back to grad school... but I am not 100% sure on this.

    I know you don't want to influence his decision, but you also need to make the right decision for you and your future. Good luck.

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    The reason we both can't go is that we simply cannot afford it. Somebody's got to pay the bills!

    Are graduate school classes time consuming? I am interested in an online program that says you focus all your attention on one class at a time. Each class lasts 6 weeks and then you go on to the next one. It's an environmental science program... so it would be science type stuff. Undergraduate classes in such areas are VERY time consuming. But I don't know about graduate school classes.

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    *Moderator* vuittongirlxoxo's Avatar
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    Default Re: Graduate School

    Graduate classes are more in depth than under graduate classes, but it also depends on the major. Are you thinking of attending grad school online?

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    Yes, it's an online program. Have you ever heard of Green Mountain College? They offer a masters in environmental studies. I don't even know whether or not they are a good college. I can't find a whole lot of unbiased info on them.

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    Official Bagista Sammy's Avatar
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    Default Re: Graduate School

    If you get a job before you go back to grad school there is a good chance your employer will help pay for the degree (they might require that the degree be related to your job). Is your husband currently working? If he is, have him check with his employer to see if his employer can help with the cost of his degree.

    Do you know how long your degree will take to complete? Not all Masters take 2 years. I am thinking of getting my Masters in Finance or Accounting and I know Finance is a one-year degree. If the degree you seek takes one year, is there a way you could go to grad school part-time and complete the degree in two years?

    I think vuittongirl is right about the student loans. Even if you take some time off, if you go back to school full-time you might be able to defer them while you are in school. If you go back part-time, you might not be able to defer them. I am not sure though (I have no student loans so I don't know much about them), so it would be a good idea to check with whomever your loans are with.

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    Mr BRS isn't working right now. He wants to do architecture so I seriously doubt an employer would pay him to finish school. There isn't exactly a demand for architects around here, unfortunately. We are not planning to stay here after Mr BRS graduates, so I really don't know what kind of job I can get where they would pay for me to go to graduate school. The particular program I am looking at takes 2 years if you go full time. It is the only one I can find that is online... so that it why I am looking at it more seriously than other programs. There is a problem though... their tuition isn't cheap. Hehe... it's less than what I'm currently paying though.

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    Oh, I should also probably clarify that if I can get financial aid then the actual cost of going wouldn't really be a problem. I'm just worried about needing to work in order to keep the electricity on while taking grad school classes. I am worried that if the courses are too intense that I would have a difficult time keeping up with them and working at the same time. Sort of the same problem we are having right now... and boy am I sleep deprived and grumpy! Ask Mr BRS!

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    Rising Bag Star baybeshell's Avatar
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    Default Re: Graduate School

    It really depends on what you are studying. I'm working on my masters in education right now and am about half way finished. I should be finished in august. I'm working full time, teaching an after school tutoring class twice a week and taking two classes each trimester (until this summer when I'll take 3 each session so that I can finish by august). Masters degree is about 30 hrs.

    My hubby works full time and is about to go back this summer to take classes to be able to take the cpa exam ( I TOLD him a major in political science was useless unless he was going to go further than a BA, but do they listen?? noooo.... ok i'll stop there).

    Financially, your student loans probably have to begin repayment about 6 mnths after you finish school. It depends on your specific loan.

    Now, my personal opinion. Again, it kind of depends on your field of study; however, I think that waiting a year or two (or three please if you are in education) is a good idea. It gives you an opportunity to begin working in your field and to find out what it's all about. It will also give you an opportunity to form a working understanding of your field and to examine what you like, don't like, understand, and the things that are confusing. This is the information that will drive you during your masters studies.

    Honestly, I've seen people get their undergrad (BS or BA) and go on and get their masters. Then, they enter the field of work and decide they don't like it. Think of the time, effort, and money wasted! Also I've seen people like it, but wish they had gone a different direction with their masters studies.

    As far as keeping up and working. I do pretty well with that dept, and there's a good bit of work involved. Online classes require a TON of work. I'd much rather sit in class one night a week and have a few assignments than be attached to my computer constantly and have TONS of assignments. Many schools offer online classes and classes in a physical school setting. Last trimester (yeah we're on a trimester not semester) I took one class online and one in a physical classroom on the university campus. This trimester, I'm doing the same. There are pros and cons of online classes.
    Another thing about online, you need to check and verify the accredidation of your school if it is an online school. There have been people who went to an online school, and later found out they were not accredited or not even real in some cases. Be careful with whatever you choose.

    If you have any questions, feel free to PM me any time.

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    So you don't think Green Mountain College is a real college? They have a campus in Vermont and from what I read they are a private liberal arts college that is much like the one I am currently attending... only perhaps a little smaller. I am interested in an online program because I really don't know where we will be in the years that follow my graduation. If Mr BRS goes back to school though, then I won't be going anywhere. And there aren't any Masters programs around here that are even remotely related. The only thing I can find is a program with the state university that is simply Biology. And it is online as well.
    I suppose I could wait a year or two. I guess I'm just not sure what kind of a job I can get around here that would be related to my field. I'm sure whatever I would find would be an underpaid job with the city.

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    Rising Bag Star baybeshell's Avatar
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    Default Re: Graduate School

    No no I didn't say that (or if I did I didn't mean that lol). I'm just saying that has happened to some people. I don't know anything about Green Mountain College. I'm just saying check into whatever college you plan on attending and make sure that they are accredited (that's a good idea no matter where you go to school.. online or not) in your field.
    Online is great because you can get a degree in whatever you want to get it in no matter your location.

    When I get my doctorate I'll probably have to go online to do most of it if not al. I'll have to either do that or move since there aren't any doctoral programs around me currently. It'll be a few years before I begin working on that one though. I plan on taking a break for a year or two after I finish my masters.

    Ultimately, whatever you do is something you have to determine within yourself. What do YOU want? What is right for YOU?
    I waited and waited to start my masters. I started in my 3rd year of teaching. I wanted to start immediately, but I put it off because my hubby wanted me home and would "miss" me. I finally decided to do it last summer. I'm glad I waited because I understand the issues and all those other things I mentioned previously. Now is definitely the right time for me to be doing what I'm doing.

    Also know that online classes require a good bit of dedication and self discipline (which I have a hard time with lol). My class last trimester required all assignments due by midnight on a certain night. That kept me moving. This time half of the assignments are due by a certain date. OMG keep me on track PLEASE. PM me all the time and ask me if I have gotten anything done lol.

    Whatever you choose, I'm rootin for ya!! Heck, I'll help ya in any way I can.

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    Okay, I see what you're saying. Please don't think I'm trying to sound ungrateful or anything. I am open to what anyone has to say. I'm just worried, that's all. I guess Mr BRS and I want different things at the moment. I still think he has some sort of male baby fever. But he's just got to understand that things won't be at that point for awhile. We have other things that we need to get done first. Hmm... perhaps it's some sort of mid life crisis or something.

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    Bag Crazy! Crispini's Avatar
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    Default Re: Graduate School

    Hi,
    New here, just chiming in. I would think your decision depends also on what KIND of jobs you can find. For example you say you are planning to do graduate degree work in the environmental area. If you can find work that would apply even in a general way to your field, it would really help you to get your feet wet. Then you would be in a much better position to decide, 2 or 3 years down the road, specifically what areas of your field you want to concentrate in and what graduate school can best help you do that. So a job that's even a starting position in your area can really help you get more out of graduate school down the road. So career-wise I think finding a job in your field pre-grad-school would be a good thing.

    BUT, if the only kinds of jobs you can find are not in your field at all, and you would just be taking any kind of position to get the money in, that's a different decision -- and you can really only decide that with your DH and family finances. Like you say, the bills have to get paid somehow. That's a more personal decision... good luck!
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    Rising Bag Star baybeshell's Avatar
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    Default Re: Graduate School

    LOL No no no no no no I don't think that at all. My hubs and I are at kind of the same juncture right now. We want different things as well. I hope it's going better for ya'll than it is on my end though. Good luck to ya~!

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    Moderator and Blogger boysRsmelly's Avatar
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    Default Re: Graduate School

    Tell you what. I'll try to find a job right away after graduation. If I can't find anything, then I'll consider doing the graduate school thing. Or if Mr BRS for some reason doesn't get his rear in gear for getting his degree done (which is very possible... we're talking about someone who has been going to school on and off for over 13 years), then I'll tell him he's missed his chance and I'm going to go to graduate school if he's not going to be finishing college. I think it's fair to give him a chance to do what he says he wants to do. But if he doesn't do it, then I'm not going to waste time waiting on him.

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