Well Alicia,
I love brand names, hate the prices. I LOVE stores like Marshalls and TJ Max or Target because they have cute items for less so I feel like I can get more. Here is my philosophy, I can get more wear out of shoes and bags than I can out of clothes. I can wear a shoe 3 or 4 times a week or use a bag even more and I have definitley had my moneys worth. But I can do that if I spent sixty bucks on an outfit. Accessories rule the world! An outfit is just an outfit until you add the shoes and the bag

Now there are places to go where I know I cant wear Target shoes and sundress with a chanel bag so on those occasions I need designer jeans, shirt, shoes and bag...and because I have sliced the budget on practical clothes and budget spending I am allowed to splurge on the pricer items when the time comes.
I am in the bad habit of buying the shoes and the matching handbag and the clothes in the middle dont matter, as long as they are cute.
BIG FAN of Forever 21